Commercial Title Insurance

Commercial title insurance is a simple way to mitigate your risk and protect your clients' commercial real estate investments.

Unlike traditional insurance policies, commercial title insurance does not cover things that may happen in the future. Rather, it protects against unknown issues that have occurred prior to the policy's effective date.

A commercial title insurance policy protects your clients against losses incurred as a result of title and survey defects, municipal issues, title fraud, or claims against their interest that were unknown at the time of closing. For a one-time premium, your client will be protected for as long as they hold an interest in the insured property.

Making FCT title insurance part of all your clients' real estate transactions protects your practice and reputation by shifting risk to FCT in the event of a claim. If the insured's interest in the property is challenged due to a covered risk, simply leave the defense to us, along with the associated costs.

We offer two types of commercial title insurance policies: one for property purchasers or existing owners and one for lenders. Deliver substantial savings for your clients by requesting both policies in the same transaction.


Owner's Policy

This policy protects the purchaser or existing owner of a commercial property against numerous covered title risks.

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Loan Policy

This policy protects the lender who provides a mortgage on a commercial property.

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E&O Extra Policy

This policy ensures you are not financially affected by any claims not covered under the title insurance policy.

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