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A better way to finalize real estate transactions

Whether you’re a property owner, legal professional or lending professional, we've got you covered.

What is title insurance?

Title insurance keeps everyone involved in a real estate transaction protected from risks like title fraud and other unforeseen issues. Whether you’re a property owner, legal professional or lending professional, we have a policy that’s built with your unique needs in mind.
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Homeowners

Usually, a legal professional would buy title insurance on your behalf when you purchase your home, but if you don’t have it, you can still get an Existing Homeowner Policy with FCT.

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Commercial property owners

Commercial title insurance helps you know that your investment is protected against challenges to the title and other unforeseen issues that may arise.

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Legal professionals

Purchasing title insurance for your customers has never been easier. In addition to phone, fax and email, you can also order your policies online for a more streamlined ordering process.

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Lending professionals

Connect with us to learn how to protect your assets and your reputation with residential and commercial title insurance policies for lending professionals.

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Get a quote today.

For a quick, secure quote, use FCT’s residential title insurance quote calculator.

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Protect yourself against the unknown

Purchasing and owning property, whether it’s your new home, cottage or investment property, is a big investment that comes with a certain amount of risk. We can protect your new property against the following unexpected issues:

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Title fraud

If someone steals your identity, they could also try to steal your house by changing the name on the title. If this happens, we’ll cover your legal costs and help defend your title.

Property encroachment

Structures are sometimes unintentionally built on neighbouring properties and need to be moved. Title insurance can help cover the costs associated with moving them.

Unknown title issues

It’s possible that an error in the title will be discovered after you’ve purchased a property, bringing your ownership into question. Our team will help you resolve the issue.

Gap coverage

There’s a gap between when your property purchase is finalized or closed, and when the title is officially registered with the government. Our title insurance will protect you during this time.

Legal negligence

Errors made by your lawyer related to the title of your property may happen. They shouldn’t be your problem. Title insurance keeps you protected.

Pre-existing liens on the property

Don’t let someone else's mistakes become your problem. If the previous owner left unpaid utilities or property taxes, title insurance ensures you won’t have to pay them. We have you covered.

Municipal issues

If the previous homeowner renovated without the necessary permits, the municipality can force you to remove or remedy their work. We'll cover those costs.

Survey defects

Survey or records errors such as out-of date or incorrect previous surveys can cost you time and money to correct. We’ll make sure any errors are addressed.

More solutions for legal professionals

We’re not just a title insurance company.

 

Processing solutions, integrations, additional errors and omissions or legal services coverage through our E&O suite of products: see how we can make your job easier and reduce your risk.

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More solutions for lending professionals

Innovative solutions to make life easier.


Appraisal processes, refinancing and managed mortgage solutions are just a few of the ways we can support you and your team.

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Insurance by FCT Insurance Company Ltd. Services by First Canadian Title Company Limited. The services company does not provide insurance products. This material is intended to provide general information only. For specific coverage and exclusions, refer to the applicable policy. Copies are available upon request. Some products/services may vary by province. Prices and products/services offered are subject to change without notice.

 

®Registered Trademark of First American Financial Corporation.