Residential Title Insurance
Avoid unexpected costs, delays and worries during your clients' closings with FCT's title insurance Homeowner Policy. This policy transfers risks related to title from the home buyer to FCT, giving legal professionals the confidence to complete real estate transactions quickly and cost-effectively. Our Homeowner Policy covers losses associated with survey issues and title defects that existed prior to the home purchase but came to light after closing, as well as title fraud occurring after the home is purchased. And coverage doesn't end when the deal closes - your clients will have the peace of mind of knowing they are protected for as long as they own their homes.
Your client's lender may mandate a Loan Policy - a second title insurance policy to protect the lender. This can further streamline the closing process and help your client avoid costly surveys.
Home buyers can save substantially by having their lawyer or notary arrange the purchase of both a Homeowner Policy and a Loan Policy during their transaction. Each policy is available for a one time, low-cost premium, making FCT title insurance a significant value-added addition to your real estate services and recommendations.